Read the file the way a desk reads it.
Operator notes on bridge loans, carry vs. exit, and dual-cap sizing. No rate shopping. No retail refinance copy.
What is a bridge loan?
Interim, asset-based, business-purpose capital between purchase and takeout, refinance, or sale. Short term. Points and IO carry.
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Carry vs. exit
IO payments and points are the carry. Sale or refinance is the exit. Net carry is what the bridge costs over the term.
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LTC and LTARV basics
Loan-to-cost and loan-to-after-repair-value. Dual caps, cash to close, and why the exit belongs on the worksheet before you bid.
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FAQ
Direct answers and common objections. Broker, not a lender. Business-purpose only. No owner-occupied.
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Book a 30-minute strategy call
Bring the address, the project numbers, and the exit. We desk investor bridge loans. We do not fund them.
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